Travel Insurance
Course Description
General insurance and annuity product series:
Travel Insurance (Hot-products' contractual terms, feature comparison & real cases sharing)
Upon successful subscription, you can complete the course within 60 days, but you must complete it before end of the course period.
Although travel insurance is one of the most frequently purchased products in the insurance industry, travellers seldom have a good understanding of how they are protected by travel insurance when they have accidents or suffer unexpected damage or loss during the overseas trips.
This course assists licensed insurance agents or brokers to refresh their knowledge of the basic coverage of a travel insurance policy, which include accident and sickness in a foreign land, loss of persoanl belongs and passorts, cancellation or curtailment of trip, loss of or damage to sport equipments, injury during driving holidays and etc.
Travellers concern much about their notebooks and mobile phones. In particular, performers who bring along special musical instruments want to know if travel insurance policies available in the market can suit their needs.
This course will also discuss the hottest topic in the city, i.e., what a travel insurance policy can help if the trip is affected by COVID-19.
Last but not least, it is not uncommon to see travellers complain their travel insurance policies to the Insurance Authority, this course covers a number of complaint cases and analyze in details.
Course Outline
First of all, not everyone can buy travel insurance. The course lists out those not protected by common travel insurance policies. Licensed insurance agents and brokers should be careful to ensure the travel insurance policies purchased by their clients are suitable.
Factors affecting the premium of a travel insurance policy.
Coverage, exclusion and real complaint cases of typical travel insurance poicies in details:
- accident
- medical
- personal contents
- delay, cancellation or curtailment of trip
Special coverages including driving holiday, cruise holiday. What's more, burglary of the traveller's Hong Kong home during his journey.
What if - how insurance can help when the government of the destination country impose entry ban, travel restrictions and quarantines? And how about airline shuts down without early notice?
