A home owner always look forwards the wonderful life after the home renovation work completes, but this good hope may turn into a nightmare if accident happens during the renovation, so a suitable home renovation policy is always matter.

 

When a home owner plans to renovate his property, either himself or the renovocation company should purchase a home renovation insurance policy to protect any accidental loss of materials, and to indemnify relating third parties who accidentally suffer injury due to the renovation work.

 

This course will go through the common protections offered by home insurance policies avaliable in the market, and allow insurance agents or brokers to have better understanding to what extent a home owner will be protected by such insurance policies after the renovation work starts.

 

In real pracitce, the management office or Owners' Corporation of the renovation home's building may be involved when handling insurance matters, this course will also handle this situation.

 

From consumer's perspective, this course will also teach home owners to select the home renovation policies that suit their specific needs most. In particular, if the renvaotion work involves work-at-height or external walls, what protection should be expected from the home renovation insurance policy.

Basic coverage of a home renovation insurance policy - indemnifying material damage and liablity to third parties.

 

What if the renovoation workers suffer injury in the course of work?

 

The coverage scope under the sector of indemnifying material damage, and specific exclusions.

 

The coverage scope under the sector of indemnifying third parties liabilities, and why the management office of the building will be involved?

 

What will happen if, due to the renvoation work of the insured's home, neighbours suffer injury in the common area of the building.

 

Factors to be considered when selecting a home renovation insurance policy, and the market update regarding home renovation insurance policy.